![]() Workers’ compensation liability coverage is required for employers to carry in most US states.Ĭonstruction surety bonds are designed to guarantee the policyholder’s business obligations and are underwritten to cover the following: Workers’ compensation insurance also covers business owners by assisting with payouts for legal defense if an employee files a lawsuit. If you, your subcontractors or employees are charged with causing damage to the air, natural habitats, protected species, rivers, lakes, groundwater and other flora and fauna, the right contractors’ general liability policy can help with these costs. Workers’ compensation insurance covers both you and your employee for costs incurred due to a work-related injury or illness, such as:
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